Townhomes for Sale

You can trace this word back to early England royalty where the term referred to a home that was kept „in town“ when the primary home was in the country. Today, in the United States, it is a single-family home with at least two floors. The house shares a wall with another townhouse. Although they are like a duplex, there is one difference. Townhouses are owned by an individual and duplexes are not. You can find townhomes for sale in areas where property prices are high and land is in short supply. Many times people will look at both condominiums and townhomes for sale because they think they are the same. There is a difference though. Yes, some townhouses are sold under the listing condominium but the difference is the form of ownership. If you purchase a condominium or a townhouse that is listed as a condominium, you will just own the inside of the building. You may own the property outside as well if you purchase it as a townhouse. It depends on the rules of the homeowner’s association.

Advantages

• Living in a townhouse you are flanked on either side with other homes can give you lower heating bill since only two of the townhouse have outdoor exposure directly

• If it is part of a homeowners association you have little responsibility in regards to maintaining the outside, which can mean less maintenance costs

• Townhomes for sale are less expensive to buy than a freestanding house, which is good when money is tight.

• Being two floors there is less noise below or above and more privacy

Disadvantages

• They are lower in value and if you sell your townhouse there is less profit to be made.

• If you have to sell your townhouse in a depressed market you could lose money

• You may be disturbed by your neighbor noise

• Have little space to garden and a small backyard

• You have less say about what the exterior appearance of your townhouse

• Because there are two sides, three if you live at the end of the row can have windows so there is less light in your townhouse.

• In certain real estate markets, buying townhomes for sale can be financially risky

• There may be homeowner association fees you have to pay, and they can be high

If there seems to be more disadvantages than advantages to buying townhomes for sale there are many people who enjoy living in a townhouse and will put up with the disadvantages. They like the close proximity of their neighbors. They are glad they do not have to be responsible for the upkeep of the exterior property, even if they have to pay homeowner association fees.

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Is Selling Your Own Home Right For You?

In this DIY (Do It Yourself) age, it is no surprise that many consider selling their home on their own when they are ready for a move. There can be some great benefits – lower cost; more control; a chance to „test the waters“ – but there are many pitfalls too. In the US, For Sale By Owner („FSBO“) transactions accounted for 10% of home sales in 2011 but sold for considerably less (up to 25%) on average than agent-assisted home sales. [1]Other than the possibility of a lower selling price, consider the following if you are thinking about listing your home on your own:

Time and effort involved

Roll up your sleeves and prepare to spend significant time preparing your home, researching the market, developing sales strategies and marketing materials, answering calls, showing your home, and eventually managing negotiations and paperwork. Realtors have well developed tools at hand and typically have a team of resources to count on, including front office staff that may be available 24 hours a day. It all looks easy, but the work is surprisingly detailed and complex and mistakes can be expensive.

Pricing it right

Pricing correctly can be a challenge for anyone, but when you are emotionally attached to a property, it can be even more so. Too low and buyers may be suspicious; too high and your property will sit while others around you sell. Realtors rely on current and historic market data along with industry and marketing experience to help establish the right price for a motivated seller. The right price for a well-staged home can have a significant effect on attracting a high number of qualified buyers; and that leads to a sale.

Legal and financial implications

How much should you disclose about that leak or buried wiring? What about the well and septic system? The insight and paperwork involved in putting together a secure and binding sale agreement that protects both parties is considerable. Professional Realtors, their Associations, and their Brokers have the training and experience required to identify potential issues along with developed contract language to help ensure your interests are secure. Major problems that are not visible and remain undisclosed can lead to litigation and other costly consequences. Missing clauses in a contract can have the same costly effect.

Needless to say, there are many FSBO success stories, however, we have all seen FSBO signs that linger on a front yard for what seems like months before being replaced by a Realtor’s sign. If you have time on your hands and want to „test“ the market, a FSBO strategy may work for you. But if you are a motivated seller with a deadline and top dollar in mind, then perhaps a Realtor is your best bet. I have worked with more than one FSBO client who was exasperated with the process – „… never again!“

[1] National Association of Realtors, 2011

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Real Estate, Real Property and Leased Land; Definitions, Discussion and Explanations

Delaware, and the rest of the original British Colonies, has some land that is leased rather than owned by the residents of that land. Much of it is not evident to the casual observer.

The land on Lewes Beach is leased, not owned by the home owners. The land of Lewes Beach is owned by the Town of Lewes. The lands of Rehoboth by the Sea and Dewey Beach include leased land too. Most of the leases on that land will NOT be renewed but will return to the owners and the homes on top of that land will be removed by the home owners at their expense. Much of the land in Riverdale, on Indian River Bay, adjacent to Oak Orchard is leased as well. In Riverdale the leased land is owned by Chief Clark of the Nanticoke Indians.

We have about half the inhabitants of Sussex County living on leased land; most of that leased land is found in what people call mobile home parks or communities. However, in those communities there are seldom any homes that are truly mobile and there are even two story stick built homes on some of the leased lands in those communities. Condominiums and town houses are sometimes found on leased land as well. Some folks find all this rather difficult to understand.

We Realtors and Attorneys use the term fee simple to describe land that is being sold as real property; that is real estate. We used the term leased land or leasehold interest to describe land that is not transferring as real estate.

This rather lengthy text is regarding Leased Land, Real Estate, Private Property, Chattels, Mobile Homes, Homes on Leased Land and a legal dissertation to define, describe and determine the differences.

Terminology is important when discussing Real Estate, i.e. real property.

Black’s Law Dictionary is the recognized, definitive source for legal definitions under our American Law; which is derived from English Law

PROPERTY: In the strict legal sense, an aggregate of rights which are guaranteed and protected by government. BL6, p. 1216.

PERSONALTY: Personal property; movable property; chattels; property that is not attached to real estate. BL6, p. 1144

PROPERTY: (personal property) – In broad and general sense, everything that is the subject of ownership, not coming under the denomination of real estate. A right or interest less than a freehold in realty, or any right or interest which one has in things movable. BL6, p. 1217

Therefore personal property, is that which can be easily removed from the real estate, and is not real estate. Personal property includes crops, trees, shrubs, trailers, sheds, cars, mobile homes, manufactured homes that have a Department of Motor Vehicle title instead of a deed, and the contents of a home or building. In a home or business the personal property includes drapes, lighting fixtures, rugs (not installed carpeting) free-standing cabinets and cupboards, furniture, and all the contents of closets, drawers and buildings. Buildings without a foundation, that is sheds that are just supported by blocks are chattel property, that is personal property, and not part of the real estate. Such chattel includes dog houses and particularly the little storage buildings that are so common outside of homes today.

LANDS: In the most general sense, comprehends any ground, soil or earth whatsoever… Black’s Law dictionary 6th Ed. (BL6), p.877

PRIVATE PROPERTY: As protected from being taken for public uses, is such property as belongs absolutely to an individual, and of which he has the exclusive right of disposition. Property of a specific, fixed and tangible nature, capable of being in possession and transmitted to another, such as houses, lands, and chattels. BL6, p. 1217. Private property is land, houses, and chattels. Private property is protected from being taken for public uses. Private property is owned absolutely.

REAL ESTATE synonymous with real property“ and p.1218 REAL PROPERTY … A general term for lands, tenements, hereditaments (those things which are hereditary); which on the death of the owner intestate, passes to his heir.“ BL6, p1263

ESTATE: The degree, quantity, nature and extent of interest which a person has in REAL and PERSONAL property. An ESTATE in lands, tenements, and hereditaments signifies such interest as the tenant has therein. BL6, p.547 The definitions here all refer to: real estate = real property = estate = lands, tenements, and hereditaments. At first, one might think that ‘real property‘ is the proper term for ‚all lands‘. But it doesn’t state the manner of ownership as clearly as the definition of estate. We just had a huge instance of this when the thousands of leased land lots under the homes of several thousand people, in Angola, Pots Nets, and Long Neck areas owned by the Robert Tunnel family was inherited by the children.

IN OUR AREA THERE ARE NUMEROUS LEASED LAND PROPERTIES AND THOSE PROPERTIES ARE THE REAL ESTATE OF THE OWNER OF THE LAND – NOT THE OWNER OF THE HOME WHICH IS UPON THAT LAND. If you examine the definition for ESTATE it refers to an interest in the same articles defined in real property and real estate.

What is this LAND and WHO owns it and HOW is it owned? Land can be private property OR estate, i.e. real estate. Estate is an interest in “real property“ by a person or a tenant. Private property is owned absolutely by an individual.

INTEREST: More particularly it means a right to have the advantage of accruing from anything; any right in the nature of property, but less than title. – BL6, p.812. By this definition it’s clear that INTEREST cannot be TITLE, since it is less than title. Interest may be a property right to land, but it’s not a right to absolute ownership of land. Those who live on leased land, thus, have only an interest in the land; and that interest is a lease-hold interest. Is there a definition of property that says it’s land held in absolute ownership, as does private property’s definition? We can delve into this more.

ABSOLUTE TITLE – As applied to title to land, an exclusive title, or at least a title which excludes all others not compatible with it. An absolute title to land cannot exist at the same time in different persons or in different governments. BL6, p.1485

PRIVATE PROPERTY – … is such property as belongs absolutely to an individual, and of which he has the exclusive right of disposition. BL6, p.1217

OWN – To have a good legal title; to hold as property; to have a legal or rightful title to; to have; to possess. BL6, p. 1105. To „own“ is to have title. An interest is LESS THAN TITLE.

ESTATE: The degree, quantity, nature and extent of interest which a person has in real and personal property. An estate in lands, tenements, and hereditaments signifies such interest as the tenant has therein. – – BL6, p.547 From these definitions, it’s plain that we can’t absolutely „own“ real estate. We can only have a qualified ownership of qualified and described ownership of Real Estate. Thus, we need that Deed Description to describe it and qualify it. That ownership is also qualified by various government rights, decrees and laws, from antiquity, such as rights against trespass. That ownership is qualified by taxation, zoning, rights of way, and a myriad of other entailments. We need, therefore, a title search to determine those entailments, some of which are invisible.

Therefore there is NOT as much difference in the rights and privileges of ownership and interest as one is led to believe. I have no problem with those who live on leased land instead of owning the land. Usually they are paying far less than it would cost them to own the same property. However, they don’t often get any appreciation of the land; the landlord gets the appreciation in real value, while the resident can appreciate the lifestyle for less cost per month or year.

However, since an interest in leased land is not automatically transferable and is NOT Real Estate and since the chattel property upon it, the mobile home is personal property, without a deed but instead has a title – Realtors are not by law supposed to be involved in the sale of such – but we are. We are supposed to only be selling real property. It gets all cloudy and foggy doesn’t it. That is why there are people and companies who sell mobile homes on leased land who are not realtors and don’t need to be. In fact, although no one will discuss it, Realtors are not supposed to sell mobile homes on leased land. We don’t need to engage in that battle any more than I just did by describing it.

OWNERSHIP: The complete dominion, title, or proprietary, including right in a thing or claim… Ownership of property is either absolute or qualified. The ownership of property is absolute when a single person has dominion over it, and may use it or dispose of it according to his pleasure, subject only to general laws. The ownership is qualified when it is shared with one or more persons, when the time of enjoyment is deferred or limited, or when the use is restricted. – BL6, p. 1106 Such sharing is common with husband and wife, partners, families and corporations, etc.

DOMINION – Generally accepted definition of „dominion“ is perfect control in right of ownership. The word implies both title and possession and appears to require a complete retention of control over disposition. – – -BL6, p. 486 I think you’d agree that zoning, building codes, home owners association covenants, condominium documents of use and business licensing is a restriction on the use of land (if it’s Real Estate). And there is obviously the fact that failure to pay property taxes on real estate will result in loss of said property. That’s definitely not absolute ownership. But private property is defined as ABSOLUTE OWNERSHIP, not qualified (interest).

PROPERTY (tangible) – All property that is touchable and has real existence (physical) whether it is real or personal. – – BL6, p. 1218 In summation, it takes a good attorney, and one well versed and experienced in real estate to understand the complex definitions, rights, liabilities, and privileges of real estate ownership. I have been buying and selling real estate for myself and assisting others in the buying and selling of real estate for thirty years. I have taught courses on real estate and real estate law. And, I would NOT consider purchasing a property, or purchasing property on leased land without the professional and paid assistance of an attorney who is a real estate specialist in the exact county in which the property is located. Other attorneys from other areas are not valid choices at all.

Copyright © 2001 – 2005 by www.JodyHudson.com>

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Zoomin Groomin Franchise Review – Pet Grooming Business Opportunity

Zoomin Groomin is a relatively new franchise opportunity that has been franchising since 2006. The ideal franchisee is a pet groomer who is looking to leverage a franchise system for marketing and management support. The Zoomin Groomin franchise owner runs a grooming salon and pet spa directly from their home. So, obviously, the owner must have a home sufficient for this type of activity and experience in this line of work.

The franchise fee for this opportunity ranges from $10,000 to $20,000 depending upon the number of households in the territory. There is an ongoing royalty fee of 6% of the gross sales with a minimum of $75 per week. There is also a marketing fee of 3% of the gross sales and there are also minimum weekly requirements for this as well. Startup costs are estimated at $32,000 to $59,000 and third party financing is allowed. New franchisees must have a minimum net worth of $100,000. The company states that the typical initial investment is usually $32,000- $35,000.

Zoomin Groomin franchises must be owner operated. Therefore, if you are looking for a franchise opportunity that could result in passive income, this would not be for you. Zoomin Groomin offers the franchisee advertising and marketing programs, training, product purchasing discounts, a centralized call center for appointments and financial accounting services, and public relations support. Their support team assists new owners in developing optimal business practices and operations. They tout their „ZipWash“ System as a proprietary program that can be operated from a qualified and approved vehicle. They also highly promote the advantages of leveraged buying power as a Zoomin Groomin strategic partner and member of one of the largest pet grooming services in the country.

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The Best Platform For Wealth Creation – Forex Trading

Forex or FX stands for foreign exchange, which is the exchange of one currency for another. The forex market is the largest traded market in the world, with an estimated $2 trillion average daily turnover. Speculators, big and small, can and do trade this huge market, and its increasing popularity has been due to the advent of sophisticated electronic trading platforms, which allow people to trade from anywhere, anytime, including from the comfort of their home.

The following attributes of the forex market illustrates why forex trading has been one of the best platform to generate consistent cash flows for wealth creation.

Unique Attributes of Trading Currencies

I trade the forex market full-time as a principal means of creating wealth because the spot forex market has so many unique advantages that make it an attractive asset class to trade.

– Largest and most liquid market in the world

According to the 2004 Triennial Central Bank Survey of the forex market conducted by the Bank for International Settlements, daily trading volume far exceeds the amount traded on all of the world’s stock exchanges combined. EUR/USD continued to be by far the most traded currency pair, with 28 per cent of global turnover, followed by USD/JPY with 17 per cent and GBP/USD with 14 per cent. Such high liquidity means that you can instantaneously buy and sell at will, without fear of being stuck in a trade or having partial fills during normal market conditions.

– 24 hour trading action for 5.5 days a week

The forex market operates from early Monday morning to early Saturday morning non-stop. This 24-hour trading action means that you can trade anytime you want, and this is very convenient for traders as they do not need to wait for any exchange to open, and also for part-time traders to trade after work. It also means that price gaps over the weekdays are almost non-existent.

– Can profit in bull, bear or sideways markets

There are no exchange-regulated restrictions on buying or short-selling currencies, unlike for stocks or futures, since there is no central exchange for the forex market. You can long (buy) a currency pair if you anticipate that the pair is going to appreciate in value, or you can short (sell) if you think that the exchange rate is going to decline. To me, it is the ultimate recession-proof business and investment. Whichever direction the market goes, you can stand to profit from its moves if you have the knowledge of how to time your entries and exits.

– Higher leverage than that offered in stocks

In forex trading, you are required to put a small margin deposit that allows you to control a much larger currency face value. A 100 times leverage is commonly offered in forex trading, although it is preferable to keep within 10 times leverage for the purpose of capital preservation. A 100 times leverage means that with an initial margin of only $1,000, you get to control $100,000 worth of currency. While leverage allows traders to maximise their profit potential, the potential for loss can be equally large. However, it is up to the individual to select the amount of leverage he or she is most comfortable with.

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Foreclosures And Short Sales – Important Tips

There is no need to say that you can’t live without one thing: the roof over your head. The majority of people want their own home, especially if they have a family to take care of. Of course, you will need to do a lot of planning before buying a house as this decision can have a great impact on you and your family. Let’s know more about it.

When Buying a House

If you want to buy your own house, you need to consider a lot of things. You may have to face some serious problems. For example, if you lose your job, you will find it harder to keep your word. And in the worse scenario, you may have to deal with a short sale or foreclosure. This may have a bad impact on your routine life. Therefore, you may want to understand how it works.

Short Sale And Foreclosure

If you are not familiar with the two terms mentioned above, you should know the difference between the short sale and the foreclosure process first. According to most people, foreclosure is a situation where you are forced to give your home back to the lending authority, which is a bank most of time. Once the house is given bank to the bank, you no longer have to pay back the debt.

A Misconception

Aside from this, some people have a misconception that short sale is not a real transaction, which is not true. No matter what happens you should keep your word and you should be ready to meet the deadline.

Foreclosure

In case of a foreclosure, the lender has to auction your house in order to sell it to the person who places the highest bid. The lender will advertise the property to sell it in a certain period of time. However, the law requires the home owner to show up in the court. The home owner is the same person who borrowed from the bank. In the court, the homeowner will have to present his point of view about the mortgage. If you, the homeowner, have strong evidence, you should present it. If you don’t have strong evidence, the judge may issue a verdict giving your house back to the lender.

On the other hand, in case of a short sale, you can sell your property. You will find a buyer yourself and you won’t be required to show up in the court. And it will be an agreement between you and the lender. However, in some special cases, you will need the professional advice of a good real estate broker. But before the closing of the deal, you will need to make sure that the lender expresses his agreement to the proceedings.

The two processes are different in some ways. It’s important that you complete the short sale as soon as possible or the lender may lose interest in the property and may not acquire it. But in case of a foreclosure, you can’t do much as you will have to comply with the court decision.

Long story short, foreclosure is not easy. Therefore, it’s important that you get help from a professional so that the process is completed as smoothly as possible.

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How to Make Your Foreclosure Cleanup Business Stand Out From the Competition

I remember several years ago being a student in my Advertising 101 class in New York City. We were discussing unique selling propositions („USPs“). The professor asked the class to define a USP. I, along with most of the other freshmen students, didn’t really understand the main concept back then.

A USP, or unique selling proposition, is quite simply the feature or features that make one business different from a similar business — and, most importantly, how those features ultimately benefit the client.

A unique selling proposition can really be one of the most difficult things to formulate as a new business owner. But if you remove the formalities of creating your USP and concentrate on how your business will be different from the competition, you will recognize obvious benefits that your clients will appreciate.

Foreclosure Cleanup USP Example

For example purposes, let’s say a foreclosure cleanup business owner is also a realtor, investor and landlord. (By default, the owner will also be a contractor as the owner of a foreclosure cleanup business.) All of these are great features that lend toward forming the foreclosure cleanup business‘ USP.

But, in the above example, the primary benefit is NOT the fact that the foreclosure cleanup business owner is a realtor, investor, landlord, and contractor. The gold mine is, instead, in the benefit these experiences will ultimately bring to the foreclosure cleaning business‘ clients.

How? Because the foreclosure cleanup business owner will be able to relate to every aspect of a job because the owner will have been on all sides of a foreclosure cleanup transaction (a realtor hiring contractors; an investor working with and managing contractors; and a landlord working with realtors and contractors).

The business owner will have touched every aspect of a trash-out transaction at different stages of his or her career, wearing all hats. This experience will bring a different level of planning and overall comprehension of a job that another foreclosure cleaning business owner (who’s never been a realtor, landlord or investor) won’t have.

This will also ultimately benefit the client when it comes to job planning, pricing, follow-up, follow-through, and general industry rapport.

Tell the World About Your USP

You have to tout your USP. It does no good having a unique selling proposition if you don’t point it out. You have to market your USP and its benefits or your clients may never know.

For example, on your business‘ website, create a heading that reads „What Makes Us Different.“ Use this opportunity to point out your USP and what it means for the client. Consider coming up with a slog that sums up your USP and include it on your business cards, postcards, on your car magnets and fliers, in your online marketing, and other places you deem appropriate.

Other Sample Unique Selling Propositions

Here are some examples of USPs for various businesses to get you thinking:

Burger King: Have it your way. (Benefit: Satisfaction in the fact that a customer can make a plain hamburger „their“ hamburger at Burger King. I still remember the full jingle from years ago. That’s how effective their USP was and still is.)

Bounty: The quicker picker-upper. A paper towel is a paper towel is a paper towel, but bounty saves time (the benefit) because it picks up spills faster than other paper towels.

Domino’s: Fresh, hot, pizza at your door in 30 minutes or less. (Though Domino’s has shied away from the 30 minutes or less delivery or it’s free because of previous lawsuits re: accidents, but the presumed approximately 30 minutes is still associated as a positive benefit of their company when customers order delivery.)

Start Formulating Your Business‘ USP

Think about your foreclosure cleaning business and what you bring to the table. What will set it apart from the masses? What is it about you and your business that will make it different from other like businesses — and how will those differences ultimately benefit your clients?

Also, make sure your unique selling proposition is true — live up to it in how you ultimately service your clients.

Good luck in planning your business and formulating your foreclosure cleanup business‘ unique selling proposition.

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Makler Heidelberg

Dual Nature – Using Your Facebook Profile to Sell Your Real Estate

Some people find that it’s most expedient to create a new Facebook profile for selling their real estate. However, if you already have friends and family that are also contacts, you might want to just go with the profile they already have friended. In any case, setting up a Facebook profile to further your real estate business is easy, but requires some thought.

Unfortunately, Facebook is not yet to the point where you can automatically designate specific posts or applications as not-to-be shared. If you have your Wall open to the public or your News Feed, you may want to ensure that everything posted is client-friendly. This may mean censoring both your and your friends‘ contributions to your Facebook profile.

Setting the Privacy controls on your Facebook account will help you make this a dual account for both clients and friends. Depending on the nature of your contacts, you may want to designate certain areas as „certain friends only“ and similarly restrict who can contact you certain ways.

Deciding whether or not you want to open your entire profile to the world depends on how accessible you want to be. You can always request a client as a friend or give them your Facebook contact info to request you. However, if you want people to be able to access your real estate information on Facebook, it could be a good business move to judiciously open up a few key parts of your profile to the public.

Your basic information is probably something you should keep to a select group of friends. Your clients don’t need preconceived notions about you based on what they can read about your sexual preferences, your religion, or your political views. Unless you are aiming to sell real estate only to persons of a certain religion, noting that you are a passionate follower of the Flying Spaghetti Monster may cause people to pass you by, even if you aren’t actively proselytizing to them.

Your profile pictures are a good one to leave open, but make sure they are professional and simple. Don’t post pictures of your family or your dog or your wood tick farm. Your clients like to be able to see a clear photo of you, so they can recognize you. It’s okay to have a photo or two of your family in a different album (some people like to have a feeling of connection with their realtor) but don’t overdo it.

Applications are a hard one. Consider not adding too many frivolous ones. If you absolutely must have some, place them at the very bottom of your Facebook page, where only the determined ever go. And, whatever you do, don’t use them to contact clients with. Attacking someone with your zombie is generally not a good way to convey a professional impression. Applications can also work for you if you install a few good real estate-related ones, so take some time to check them out.

Your Wall may best be hidden. Many spammers will use the Wall to place ads or phishing scams. Also, if your friends are using your Wall, it doesn’t make for a professional impression if they’re posting things like „U R so hawt! Wanna see U soon, sweetcakez!“ Use your own discretion. Remember that clients can always use the Message function to send you private messages into your Inbox.

Keep an eye on your photo albums and keep your personal ones to selected friends lists. The real estate albums you will, of course, wish to keep open to the public. Make sure every photo is properly tagged and given some kind of information. A link to the listing your actual website is good, but including as much information as possible can make a photo a better tool to get people to your website.

The Search function can be modified to show as much or as little information as you want. Since you are using this profile as a business tool, you will probably want people to be able to contact you. Set the Search Visibility to Everyone, create a public search listing and allow people to find information about you and send you messages.

Your News Feed and Mini-Feed you should keep open. Every time you change something on your profile, it will be noted and is a great way to let people know what you’re doing with your real estate without actually annoying them with direct messages. This can be modified to show people certain actions and hide certain actions. Play around with the Facebook Privacy controls to find the best combination. This is where you can hide updates to personal information that clients need not see.

Use the Privacy Applications section to restrict views of anything else you don’t want people to see. It’s up to you to consider whether they would benefit from knowing which groups you belong to or events you’ve been invited to.

Look at your Facebook profile from a client’s view. Block everything that could leave them with a negative impression, but leave enough that they get a definite idea of your approach to your business. Facebook is an incredibly fast-growing social networking site which is enhanced by its easy-to-use, professional-looking layout. It definitely can be a valuable tool when used to enhance a professional image.

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What Will Happen To Home Prices?: Immediate, Short – Term, Intermediate, And Longer!

Since, no one, has, yet, been able to discover, a Crystal Ball, which can, consistently, identify, the future, and real estate – related, market trends, and behavior, it makes sense, for, real estate professionals, as well as qualified, potential buyers, and sellers/ homeowners, to better – understand, some of the factors, which impact home pricing, and prices! While pricing is what one lists his house for, on the market, prices, are, what it actually, sells – for! Since, we are presently, witnessing, one of the fastest – rising (in terms of pricing) markets, in recent memory, many are asking, what does the future, hold, etc! As a Real Estate Licensed Salesperson, in the State of New York, for over 15 years, I consistently, warn people, do not try to market – time, but, rather, proceed, in a well – informed, realistic way, based on one’s specific needs and priorities, and personal situation. With that in mind, this article will attempt to briefly, identify, review, consider, and discuss, home prices, as they relate, to the current market, short – term, intermediate, and longer – term ones.

1. Present Day/ Immediate: In many areas, we have witnessed, in the past 6 to 12 months, a 20% or greater, increase, in home prices. I am amazed, in my neighborhood, houses, I feel are nice, but not extraordinary, are selling, for 1.2 million dollars, and more! While, those considering, selling, should take advantage of this, before trends, change, potential buyers, must identify, whether their purchase, is intended, for the shorter, or longer – run! Factors creating today’s conditions, include: near – historic – low, mortgage interest rates; post – pandemic perceptions and priorities; emotions; and desire to relocate, etc. How long will this continue? My guess, would be, it would, first, slow – down, and, then, level – off, and perhaps, the single, biggest cause, might be mortgage rates! Affordability of down – payments, and closing costs, etc, become bigger limitations, as prices, rise!

2. Short – Term: How one defines, short – term, is significant, in terms of determining, what might be! If, we consider it, to be, from, about 6 months (from now), to, about 3 years, from now, if economists forecasts, are somewhat – accurate, chances are, prices will not rise, significantly, etc.

3. Intermediate – Term: Defining intermediate – term, as from about 3 years, to perhaps, 10 or so, years, from now, it becomes more challenging to predict! Will we witness, another example of real estate cycles, or, will, aggressive prices, even if, not at present – day, paces, become the new – normal?

4, Longer – Term: For those, planning to hold their home, and live there, for 10 or more years, we will probably witness, pricing, corresponding to the inflation rate, market conditions, and, the specific, geographic area! In other words, longer – term tendencies, will probably, return to what we consider, historic, normal trends and tendencies!

Remember, this article is intended to help you, more realistically, consider, home price, tendencies, and behaviors, but, there are never, any guarantees! Wise home buyers, should identify, what they, personally, seek and need, and why!

Immobilienmakler Heidelberg

Makler Heidelberg

16 Tips to Keep You Moving Forward With the Home Downsizing Process

Our last article included 11 Tips to help you get started with the Home Downsizing process. Whereas that article focused more upon how you can „Get Started“, this article takes you to the next step and provides you with 16 tips and strategies designed to „Keep You Moving Forward“ after you have started the Home Downsizing process.

Know Values Before You Begin Dumping. „Do Not“, I repeat, „Do Not“, begin dumping anything before having someone look at it for potential value. All too often things that you perceive as having value turn out to be valueless, while things that you perceive to have little value end up having considerable worth.

Have a Professional Help You With Values: Before tossing anything out you would be wise to hire someone who is knowledgeable in Personal Property values to provide you with valuations prior to beginning the dumping process. A Professional In-Home Personal Property Walk-Through Valuation is usually a good place to start for most individuals. A USPAP Appraisal will be more precise and detailed, but will cost significantly more because of the time involved in its preparation. The up-front cost of either should seem quite reasonable when compared to the potential loss if you throw the wrong things away.

What You Paid Has No Bearing On Today’s Value: We’ll cover this concept in greater depth in a later article, but at this point you must understand that what you paid for something has absolutely no bearing…none…on what it will bring in today’s market.

Start Early In The Process: Whatever you do, don’t wait until the last minute to get started. Start early, work in smaller blocks of time, and the job will go much easier.

Start With A Small Room: Start by selecting a small room to begin with. Once that smaller room has been successfully completed, it will be easier to move on to a more complex room.

Start With A Room That Has Less Sentimental Attachment: A bathroom, closet, or kitchen may be a good place to start. The most important thing is to start somewhere, and then build momentum towards larger projects.

Start With Larger Objects: It’s often easier to start by eliminating larger items, such as furniture. The logic here is that you can begin to feel as if you are making progress after only making a few decisions.

Start With A Portion Of The House That You Don’t Currently Use Much: A grown child’s empty bedroom is often a good place to start.

Start With Personal Papers and Family Photographs: This won’t gain you that much space, but it can be fun, and is a logical step in starting the downsizing process.

Work In Limited Blocks Of Time: The process can be very tiring and emotionally draining. Limit yourself to only a few hours at a time, at least in the beginning. Then, if you are feeling up to it, you can work in extended periods of time.

Stick With A Specific Project Until Done: Once started, do your best to complete a specific project, especially smaller projects. For example, if your start cleaning out a closet, finish that project before moving on to another project. However, recognize that larger projects, such as a basement or attic, will most likely not be completed in a single session.

Anticipate The Weather: Plan ahead, keeping the weather in mind. You don’t want to work in the attic on a scorching July day, and you don’t want to be working in the garage or outbuildings in sub-freezing weather. Use the weather to your advantage.

Give Yourself Ample Lighting: Little will get done if you can’t see what you are doing. If the room you are working in isn’t bright enough, bring in some temporary lighting to brighten up the workspace.

Give Yourself Ample Workspace: You can’t sort much into piles or sorting categories on a single, rickety folding card table. Try to provide yourself with one or more solid 3′ x 8′ folding tables. Today’s tables have light, plastic tops and are much easier to move by yourself than the heavy wooden tables of previous years.

Use Heavy Duty Plastic Bags For Dumping: It doesn’t matter whether you buy them at the supermarket, home improvement store, or dollar store, be sure that you use heavy duty plastic bags for packing old clothes and linens, or dumping unwanted smalls into the weekly trash. Nothing is more frustrating than having a lighter-duty plastic bag break after you have spent considerable time packing it.

Homes With More Space Can Sell Better: Selling off your Personal Property can make you even more money when you sell your current home. Clutter tends to make a house look small. By downsizing before you put your house on the market, you can make your house look even bigger than it really is, thereby increasing its salability. We know of one situation where the Real Estate agent felt that a house brought $30,000-$40,000 more than it would have brought had the home downsizing not occurred.

Immobilienmakler Heidelberg

Makler Heidelberg

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