The first thing that you need to do, when you decide to buy a home, is make a „wish list“ of the things that you want to have. For example, you might like to have 3 bedrooms and 3 bathrooms. You might want to have a finished basement, or a balcony. Writing down all of the features that you want your home to have will help you to identify your dream home, and it will help your real estate agent to narrow down which homes to show you.
Also included in your wish list should be things like ideal distances from schools and work, as well as a reasonable range for utility bills, etc.
The next thing that you will need to do is determine a manageable budget. This will be made up of two numbers: (a) the down payment that you will be able to make on the house and (b) the amount of money that the bank will lend to you in the form of a mortgage. You do not have to live strictly by your budget, however, because a real estate agent might be able to get you a better price than what is listed on a home, in order to make it more manageable for you.
Real Estate Agents
The next step in buying a home involves hiring a real estate agent. While you will be able to buy a home independently, it is advised that you hire a professional to help you with the process. A real estate agent will be able to help find homes that you might be interested in. They will also help you through seeing houses, and making an appropriate offer on a home. Finally, they will help you bargain, to get your dream home for the right price.
Looking for a House
Your real estate agent will help you to look through listings, and show you homes that accommodate your needs and your wish list. They will then take you through the houses that you choose, and point out any advantages or disadvantages that one house might have over another.
If you find a home that you are interested in, you should proceed with having an inspector look through it. Choose your inspector carefully though, because they are looking for flaws that you will have to deal with, if you don’t first point them out to the seller.
Making the Offer
When you put in an offer to buy a home, you should understand that you are taking the first steps towards forming a contract with the seller. For this reason, you will want to include the following things with your offer:
- The money you are offering
- How selling your current home will fit into the equation
- Who has title to the property
- The results of the house inspection
- What is included with the house
If the seller accepts your offer, you will then enter into a sales agreement. More than likely, however, the seller will present you with a counter offer, and you will enter a bargaining stage until you come to an agreement.Immobilienmakler Heidelberg Makler Heidelberg